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The act (NCA 34 of 2005) provides a legislated remedy for over-indebted consumers (viz Debt Mediation ). An alternative to Debt Review is a voluntary payment arrangement to pay their accounts.
The effectiveness of Debt Mediation is when it is managed on a controlled basis. It is the responsibility of all Credit Providers who adhere to Section 86 (5)(a) of the act to act in good faith in the Debt Review Process all negotiations should be designed to result in a responsible debt re-arrangement plan for their client.
The current management has been involved with debt restructuring for over 10 years.
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