ARE YOU DROWING IN DEBT?
CREDITORS HARASSING YOU?

We provide personalized debt solutions to protect your assets and reduce creditor pressure. Take back control today.

Request A Call Me Back

Who We Are & Our Debt Solutions

As a premier provider of debt solutions in South Africa, My Debt has empowered countless individuals on their journey to financial freedom. If the weight of substantial debt is a concern, it’s time to explore the services of My Debt. We stand by you, offering unwavering support throughout your financial recovery process. Experience our commitment first-hand with a free consultation before you decide to enroll. Our expertise in debt management makes us a trusted ally in your fight against debt.

The Benefits of Debt Prescription

Relief from Old Debts

Debt prescription eliminates the obligation to pay debts that have gone unclaimed for a specific period, usually three years for most types of debt. This provides financial relief from old, unpaid obligations.

Improved Credit Score

Prescribed debts no longer affect credit scores, helping individuals rebuild their financial standing and gain access to better financial opportunities.

Legal Protection

Once a debt prescribes, creditors can no longer take legal action or pursue the debt, offering protection against harassment, lawsuits, or wage garnishments.

Clarity in Financial Planning

With prescribed debts out of the way, individuals can better focus on managing current financial obligations and planning for the future, free from the worry of old debts resurfacing.

RESTRUCTURE PROGRAM

Debt Mediation

The process involves a third-party mediator assisting you and your creditors to come to an agreement on your debt repayments.

FORMAL RESTRUCTURE PROCESS
Debt Review Removal
Debt review removal refers to the legal process of officially removing the debt review listing from your credit profile in order to restore your credit worthiness
RESTRUCTURE PROGRAM
Debt Review Services

Debt review, can offer several benefits for individuals who are struggling with debt. Here are some of the key benefits:

Why Choose My Debt

Community

We are active in the communities we serve to generate economic, social and environmental value.

Client Focus

As trusted advisors, everything we do is valued by our clients

Innovation

We create leading-edge solutions – have a look at our services page

Testimonials

What Our Clients Say?

I would like to thank you for your help and that you provided exceptional service in doing what you do in the right manner and keeping me updated with everything you do regarding this matter.
Aabied Kriel
I hereby just want to thanks the My Debt team since I join the programme. I am very pleased with your service and you brought comfort during my stressful times I really appreciate that.
Martin Frankie
Thank you Ragmat for your assistance and your friendliness that makes me feel comfortable with My Debt . Kind Regards

Elize Wiehman
Scroll to Top
×